The Defined Benefit Pensions landscape is constantly changing. The introduction of pension freedoms and companies wanting to disengage from their defined benefit pension obligations has seen an increase in transfer inquiries.

We believe it’s important to ensure we offer the correct advice to all individuals, whether to stay in their scheme or transfer. It’s important that our clients make the correct decision and ensure they can live their ideal lifestyle in retirement without fear of running out of money. Therefore, we conduct transfer advice through a robust process which includes a lifetime cashflow projection for every inquiry.

This is a complex area and we have all the FCA permissions and qualified staff to deal with pension transfers in-house.